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How to Become a REALTOR® in 2026: A Complete Guide to Starting a Real Estate Career

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Real estate attracts people from remarkably different backgrounds. Some enter the profession after years in sales, finance, construction, marketing, hospitality, or another customer facing field. Others begin because they have gone through a home purchase themselves and discovered an interest in the process. The appeal is understandable. Real estate can offer independence, the opportunity to build a business, direct involvement in important financial decisions, and a career path that does not necessarily require spending four years earning a specific college degree.

What often gets lost in the excitement is that receiving a real estate license is only the beginning. New agents need to understand contracts, agency relationships, negotiations, marketing, fair housing responsibilities, local markets, client communication, brokerage procedures, and the economics of running a commission based business. There can be months of learning between passing an examination and feeling genuinely comfortable guiding clients through a transaction.

If you are researching how to become a realtor, the best place to start is by separating the licensing process from the career itself. Becoming legally qualified to practice real estate is one process. Becoming a competent professional who can consistently attract and serve clients is a much larger one.

There is also an important terminology issue to clear up immediately. A real estate license and the REALTOR® designation are not the same thing.

What Is the Difference Between a Real Estate Agent and a REALTOR®?

People frequently use “real estate agent” and “Realtor” as though the terms mean exactly the same thing, but REALTOR® is a membership designation associated with the National Association of REALTORS®, commonly known as NAR. Membership in a local association of REALTORS® extends to the applicable state association and NAR, according to the organization’s current membership information.

A person can therefore hold a valid state real estate license without being a REALTOR®. The state license provides the legal authority to perform the real estate activities allowed by that jurisdiction, subject to the license type and applicable supervision requirements. REALTOR® membership adds membership obligations, including compliance with NAR’s Code of Ethics. NAR’s 2026 Code describes professional duties involving clients and customers, the public, and other REALTORS®.

Understanding this distinction makes the rest of the process easier. If your goal is simply to become licensed, the requirements come primarily from your state regulator. If your goal is specifically to become a REALTOR®, you generally need to complete the state licensing process and then satisfy the membership requirements associated with the REALTOR® organization.

Begin With the Real Estate Regulator in Your State

There is no single nationwide real estate license in the United States. Licensing is administered by individual jurisdictions, which means the education hours, minimum age, examination process, background requirements, application procedure, fees, license categories, continuing education obligations, and broker affiliation rules can differ substantially from one state to another.

That makes your state’s real estate commission, department, board, or other licensing authority the most important source of information at the beginning of the process. The Association of Real Estate License Law Officials, known as ARELLO, maintains a directory of regulatory agencies across the United States and other jurisdictions, including links to many of their laws, rules, licensing resources, and verification systems.

This is worth emphasizing because articles about how to become a realtor sometimes present one state’s requirements as though they apply everywhere. They do not. One state may require considerably more classroom education than another. Some jurisdictions use different titles for entry level licenses, and requirements involving fingerprints, criminal history, education, examinations, or sponsoring brokers can vary.

Before paying for a course, confirm that the education provider and program satisfy the requirements of the jurisdiction where you intend to become licensed.

Complete the Required Prelicensing Education

Once you know your state’s requirements, prelicensing education is usually one of the first substantial steps. The number of required hours depends on the jurisdiction, and approved programs may be offered through real estate schools, colleges, online education providers, or other institutions recognized by the regulator.

The coursework typically covers subjects that become foundational once you begin practicing. Property ownership, contracts, agency, financing, fair housing, license law, mathematics, disclosures, brokerage relationships, and transaction procedures are common areas of study, although the exact curriculum varies.

It can be tempting to approach prelicensing education as something to endure before taking the exam. That approach may get someone through a course, but it does not prepare them particularly well for the work that follows. Once clients are involved, concepts such as agency and contract deadlines stop being exam questions and become professional responsibilities.

Choose the course format according to how you actually learn. Self paced online education may be ideal if you are working another job and need flexibility. A live classroom or virtual instructor may be more useful if you learn through discussion and want the ability to ask questions as they arise. The best course is not necessarily the cheapest or fastest one. It is the one that leaves you capable of understanding the material after the final exam is over.

Prepare for the Licensing Examination Instead of Simply Hoping to Pass

After completing the education required by your jurisdiction, you will generally need to satisfy the state’s examination requirements. Many jurisdictions use professional examination providers, although the exact testing structure differs. ARELLO maintains an examination accreditation program and currently lists numerous jurisdictions using accredited examination programs, while some states develop their own examinations.

The most effective preparation goes beyond memorizing definitions. Real estate examinations often require you to recognize how principles apply in different situations, which means understanding why an answer is correct matters more than memorizing the wording of one practice question.

Spend time on the areas where you consistently make mistakes. If real estate math is difficult, work through calculations until the process becomes familiar. If agency relationships are confusing, study the underlying duties rather than memorizing isolated definitions. If state law is your weak area, separate those rules from general national concepts so you do not confuse them during the examination.

Passing the examination is obviously the goal, but the knowledge has a purpose beyond the test. You are preparing to enter a profession in which clients may rely on you during transactions involving hundreds of thousands or even millions of dollars. Understanding the material is more valuable than finishing the process a few weeks faster.

Complete the Application, Background Check, and State Requirements

Education and examination are only part of the licensing process. Depending on the jurisdiction, applicants may also need to submit fingerprints, undergo a criminal background check, provide identification, disclose previous disciplinary or criminal matters, complete an application, pay licensing fees, obtain insurance, or satisfy other regulatory requirements.

If you have something in your background that could affect your application, do not rely on speculation from online discussion boards or social media. Review the rules published by the licensing authority and contact the regulator when appropriate. Different jurisdictions evaluate these matters differently, and the consequences can depend heavily on the circumstances.

It is also important to be truthful on the application. A past issue that might be reviewable under a state’s licensing rules can become a different problem if an applicant fails to disclose information that the application specifically requires.

Once the regulator approves the necessary requirements, you will be much closer to holding the license, but in many states another major decision still remains: choosing the brokerage under which you will work.

Choose Your First Brokerage Very Carefully

New agents often compare brokerages by looking at commission splits first. Compensation is obviously important, but focusing exclusively on the percentage can cause someone to overlook the resources that matter most during the first year.

A new agent is eventually going to encounter a question they have never seen before. A contract will become complicated. An inspection will uncover something unexpected. A client will ask a legal or procedural question the agent cannot confidently answer. A deadline will become confusing, or two parties will disagree about what happens next. That is when access to competent broker supervision and transaction support becomes much more valuable than a few additional percentage points on paper.

Ask prospective brokerages detailed questions. Find out what training actually looks like after onboarding, who reviews contracts, whether a mentor is available, how quickly brokers respond when agents need help, which technology is provided, and what administrative support exists. Understand the full fee structure as well, including transaction charges, desk fees, franchise fees, technology costs, lead fees, required marketing programs, and anything else that affects what you actually keep.

Company culture matters too. Some brokerages are highly collaborative, while others are designed for experienced independent producers who need very little support. A model that works beautifully for a veteran agent may be a frustrating environment for someone handling their first transaction.

Your first brokerage should help you become better at the profession, not simply give you a place to hang your license.

Activate Your License and Learn What You Are Actually Authorized to Do

The process for activating a license varies by state, particularly in jurisdictions where a new salesperson or agent needs to be affiliated with a broker before practicing. Follow your state’s procedure exactly and confirm the status of your license before performing activities that legally require one.

ARELLO also operates a license verification system intended to help consumers and regulators verify real estate licensure or registration information across participating jurisdictions.

This is also the point where learning should become much more practical. Study the contracts and disclosures commonly used in your market. Learn the brokerage’s internal procedures. Understand how client funds are handled, what communications must be retained, how advertising is reviewed, and when a broker needs to become involved.

A license tells you that the state has authorized you to practice within the applicable rules. It does not mean every real estate question is now within your personal expertise. Knowing when to ask your broker, recommend an attorney, involve a tax professional, or refer someone to another qualified specialist is part of becoming a responsible professional.

Join a REALTOR® Association if You Want the REALTOR® Designation

Once you are properly licensed and affiliated according to your state’s rules, you can investigate REALTOR® membership. NAR states that membership in a local association of REALTORS® extends membership to the state and national levels. The exact application procedure, dues, local requirements, and relationship with MLS access can vary, so your broker and local association can explain how the process works in your market.

New members also have education requirements that go beyond obtaining the state license. NAR currently requires new members to complete at least two hours and thirty minutes of orientation on its Code of Ethics. Existing members have recurring ethics training requirements on a three year cycle.

There is also a separate Fair Housing and Anti Bias Training requirement. As of 2026, NAR requires qualifying members to complete at least two hours of fair housing training upon becoming a member and during each subsequent three year cycle. The current cycle began January 1, 2025 and runs through December 31, 2027.

Those requirements reinforce an important distinction. REALTOR® is not simply a fancier way to write “real estate agent” on a business card. It represents membership in a professional organization with its own ethical and educational obligations.

Understand the Actual Cost of Starting in Real Estate

The cost of becoming a real estate professional extends beyond the prelicensing course. Depending on your state, brokerage, association, and business model, you may encounter education fees, examination fees, fingerprinting or background costs, licensing charges, REALTOR® association dues, MLS expenses, electronic lockbox fees, errors and omissions insurance, brokerage fees, technology subscriptions, website expenses, signs, photography, advertising, business cards, professional development, and transportation costs.

Because those expenses vary dramatically, national articles that promise an exact dollar amount can be misleading. Build your budget using the actual costs in your market.

The more important financial issue is often income timing. Real estate is generally commission based, and commission income is not guaranteed merely because you obtained a license. You can spend weeks working with a buyer who decides not to purchase. A seller may postpone a move. A transaction can fall apart before closing. Even successful transactions have timelines that can make income irregular.

Someone entering the business should therefore think beyond the cost of the license and consider how they will support themselves while developing a pipeline. Financial pressure can make it difficult to build a business patiently, and it can create an unhealthy temptation to view every prospective client as a commission rather than a person who needs sound guidance.

Learn How to Get Clients Before You Depend on Getting Paid

This is the part of how to become a realtor that licensing courses cannot fully teach. The state can determine whether you are legally qualified to practice, but it cannot hand you a sustainable client base.

New agents need some form of consistent business development. That may include referrals, personal relationships, community involvement, open houses, educational content, search marketing, social media, networking, direct prospecting, paid advertising, relationships with other professionals, or a combination of several channels.

The specific method matters less than the consistency behind it. Posting five videos and stopping because none generated a closing is not a marketing strategy. Calling a list once and never following up is not a prospecting system. Collecting names in a CRM without maintaining relationships does not create a useful database.

Real estate decisions frequently develop over long periods. Someone you meet today may not purchase for six months. A homeowner might think about selling for a year before acting. A former client may send you a referral three years after the original transaction.

A healthy real estate business is built around maintaining relationships through those timelines.

Become Good at the Work, Not Just Good at Marketing Yourself

The modern real estate industry puts tremendous emphasis on personal branding, social media, content, websites, lead generation, and advertising. Those tools can be extremely valuable, but marketing can only amplify what exists underneath it.

Competence still matters.

Learn how to explain a contract without pretending to be an attorney. Learn how inspections typically affect a transaction. Understand financing well enough to communicate intelligently with lenders and clients. Become comfortable discussing comparable properties, inventory, pricing strategy, negotiations, contingencies, disclosures, timelines, and closing procedures.

Just as importantly, become dependable. Respond when you say you will. Show up prepared. Document important conversations. Protect confidential information. Avoid bluffing when you do not know an answer. Ask for help before a small uncertainty becomes a large problem.

Consumers may initially discover an agent because of a video, advertisement, website, referral, or social media profile. Whether they trust that person with a transaction is a different question.

Develop Real Market Knowledge

Licensing education teaches principles that apply across real estate. Expertise develops when those principles meet an actual market.

Study active listings and closed sales. Tour homes even when you do not have a client ready to buy them. Pay attention to price reductions, days on market, property condition, concessions, financing trends, neighborhood differences, and the reasons apparently similar properties can produce very different results.

Over time, you begin recognizing patterns. You understand when a listing appears unusually aggressive relative to comparable properties. You notice which features buyers consistently respond to. You become more comfortable explaining why two homes with similar square footage can command very different prices.

This type of knowledge cannot be downloaded in a weekend. It develops through repeated exposure to real transactions and real properties.

That is also why new agents should resist pretending to know everything. A professional who says, “I want to verify that before I answer you,” and then comes back with reliable information is much more useful than someone who confidently guesses.

What Should You Expect During Your First Year in Real Estate?

The first year can feel uneven because you are learning several professions at the same time. You are learning real estate law and transaction procedure while also learning sales, customer service, marketing, time management, negotiation, technology, financial management, and entrepreneurship.

Progress may not look smooth. You could have a month filled with promising conversations followed by several weeks in which nothing seems to move. A client may disappear after months of communication, while a referral you never expected may turn into a transaction immediately.

Those experiences are part of why disciplined systems matter. Keep track of leads. Follow up. Continue learning. Review what produced results and what did not. Stay close to experienced professionals who can help you recognize mistakes before they become habits.

The first year should not be judged solely by the number of closings. You are also building the knowledge, processes, relationships, and reputation that determine whether year two is stronger than year one.

How Long Does It Take to Become a REALTOR®?

There is no nationally accurate answer because state licensing requirements differ. The amount of required education, course format, testing availability, background processing, application review, brokerage affiliation, and REALTOR® association onboarding can all affect the timeline.

Someone who can study full time may move through the licensing portion much faster than someone completing education around a full time job. Neither approach is inherently better.

The more useful question is whether you are prepared when you finish. Saving a few weeks means very little if you enter the profession without understanding the material or choosing the brokerage that can support you.

Do You Need a College Degree to Become a REALTOR®?

A four year college degree is not a universal prerequisite for entering real estate in the United States. State requirements differ, so prospective applicants should verify the educational prerequisites established by their own regulator.

People enter real estate from many professional backgrounds, and previous experience can shape the strengths they bring into the industry. Someone from finance may be particularly comfortable with numbers. A marketing professional may understand lead generation. Someone from construction may recognize property issues that another new agent has never encountered.

Whatever your previous experience, however, it does not replace learning the legal and professional requirements of real estate practice.

Is Becoming a REALTOR® Worth It?

That depends considerably more on the person than on the license.

Real estate can be an excellent profession for someone who enjoys working with people, handling complex situations, learning continuously, building relationships, and accepting responsibility for creating their own business. The flexibility can be valuable, and there is genuine satisfaction in helping someone navigate a purchase or sale that may shape the next stage of their life.

The independence also has a cost. Income can be inconsistent. Clients may need help outside traditional business hours. Deals can collapse. Marketing requires discipline. Administrative work can consume more time than people expect, and the emotional side of real estate can be just as demanding as the contractual side.

Understanding those realities before entering the business is not meant to discourage anyone. It simply creates a more accurate picture of what a sustainable real estate career requires.

How to Become a REALTOR® and Build a Career That Lasts

If you are learning how to become a realtor, begin with your state’s licensing authority rather than a generic checklist. Confirm the education requirements, complete an approved program, prepare properly for the examination, satisfy the application and background requirements, and choose a brokerage that will actually help you develop.

Once licensed, explore membership through the appropriate REALTOR® association if you want to use the REALTOR® designation, and take the ethical and fair housing responsibilities attached to that membership seriously.

Then focus on the part of the process that no application can complete for you. Learn your market. Study contracts. Build relationships. Develop consistent ways of attracting business. Become comfortable asking experienced professionals for help. Treat continuing education as a professional advantage rather than an obligation.

Getting licensed gives you an opportunity to enter real estate.

Building knowledge, trust, discipline, and a reputation for taking the work seriously is what turns that opportunity into a career.

Coach Devin Hazen provides straightforward real estate education for people who want to understand the industry beyond the headlines, whether they are preparing to buy, sell, invest, or simply become more informed about how real estate actually works.

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Devin Hazen

Executive business coach, national speaker and Operating Principal at Keller Williams Elevate. Devin still lists, still closes and still leads a market center, and he coaches agents and leaders from what is working in the market this month.

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